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Best Online Baccarat Casinos for New Zealand November 2024

Do you love playing baccarat in a land-based casino? Chances are, you’ll love playing baccarat online too! Lots of top online casino NZ options offer virtual baccarat tables where you can enjoy different variations of the game in a life-like environment.

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Take your seat amongst real tablemates, and enjoy HD streaming when you play a live dealer version, or head for the table games section to play on your own against the computer.

Read on to find out how to play baccarat online, how to find the best games, and how you can claim huge welcome offers to boost your bankroll and to play free online baccarat games!

Best Live Dealer Baccarat Casino Online NZ

The classic version of baccarat is easy and fun to play, so online baccarat games such as Baccarat Banque remain the most popular options at any online casino NZ. However, top live dealer game providers have become really innovative in recent years, so you’ll see more and more unique variations of the game popping up. These are some of our must-try blackjack tables, available at the very best NZ online casinos.

Lightning Baccarat

Available at some top NZ online baccarat casino apps like QuickWin casino, Lightning Baccarat is an exciting twist on one of the world’s most popular card games.

Before the round starts, between one and five cards are randomly selected to become the Lightning Cards. This means that they’re each randomly assigned a multiplier of 2x, 3x, 4x, 5x, or 8x, and if you’re dealt one of these in your winning hand, the payout will be multiplied by that amount! Aside from this special feature, all the usual baccarat rules apply, so you’ll be betting on the hand that’s closest to nine.

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No Commission Speed Baccarat

No Commission Speed Baccarat is exactly what it sounds like - a quick version of the game in which the player and banker bets even money in most circumstances, so there’s no commission paid on banker bets. In general, the gameplay is very similar to most other live online blackjack tables, but there’s also the special addition of a range of side bets like Perfect Pair and Super 6.

This game is an Evolution Title, which you can find at some of the best NZ online casinos, like Winawin.

Big Win Baccarat

Big Win Baccarat is a non-live dealer version of the game, and one of the places we’d recommend you play is Jet Casino . This baccarat game uses Random Number Generators (the same technology behind online slot games) to provide you with an experience to rival the best live dealer tables! All of the standard rules of baccarat gameplay apply to this one, so you’ll be betting on the banker or the player to have a hand closer to nine, or you can bet on a tie. There are also a number of side bets that you can place without betting on the main outcome, for example any pair, player pair, and banker pair wagers.

Speed Cricket Baccarat

This is a really unique Ezugi title for sports fans out there, and you can play at certain NZ online casinos, like Pinnacle Casino. What really sets this game apart from others is how quick the gameplay is - it’s probably about twice as fast as standard baccarat games. You’ll also be able to keep up with cricket action on a big screen behind the dealer! The gameplay isn’t really any different to normal speed baccarat, so you can play even if you aren’t into cricket.

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Mega Baccarat

The idea behind Mega Baccarat is similar to that of Lightning Baccarat, in that randomly selected cards get a multiplier. The difference here is that the multipliers range from 2x to 100x, so there’s a chance of a seriously big win. Once all bets have been placed, the game enters the special Mega Round, where the cards are assigned their multipliers, and they become active if the result of a roll of the dice is either an eight or a nine - if the result is any different, the multipliers are removed, and standard gameplay applies.

This Pragmatic Play table is available at Leo Vegas live casino and other NZ live baccarat online casinos.

Dragon Tiger Baccarat

Dragon Tiger is a really simple form of one of the most popular casino tables games, with a few special twists. Rather than having a “player” and a “banker”, this form of the game has a “dragon” and a “tiger”. Put simply, each of these is dealt just one card, and you’ll be betting on which one will be higher. This is really one of the easiest forms of the game to understand, so it’s an ideal option for beginners. With a luxurious look and feel offering a really premium experience, Dragon Tiger is available at many online casinos, like BzeeBet.

Baccarat Squeeze

If you think half the fun of playing baccarat online is the building excitement and tension, then Baccarat Squeeze is just the game for you! While the gameplay is the same as other forms of blackjack, rather than dealing the cards face up, the dealer will slowly “squeeze” the sides to reveal the cards, and build the tension as they do it. You can really feel the excitement at the table when you play!

Baccarat Squeeze is available at lots of top online casino NZ, but we’d recommend you give it a try at Fresh online casino. It also helps a lot if you have a baccarat strategy to play the different baccarat variants and other table games. 

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Peek Baccarat Live

Peek Baccarat is a really innovative game, offered by Evolution Gaming at casinos like Royal Panda. In this game, you’ll be given the opportunity to “peek” at one of four cards during the game and then increase your bet if you think the card is beneficial for your hand. 

The game follows the usual rules of baccarat, so, as always, you’ll be betting on who has a hand closer to nine. A standout feature of the Peek Baccarat table is how premium the gaming environment looks. As is the case with all Evolution tables, you can look forward to HD streaming and a totally professional dealer.

Mega Sic Bo

Mega Sic Bo is one of Pragmatic Play’s series of Mega games, which includes Mega Baccarat. You can play at Neon Vegas.

The aim of Sic Bo is to bet on the outcome of three dice - you can bet on one, two, or all three dice, or on combinations. Mega Sic Bo comes with random multipliers, which are applied after betting has closed, and will be applied to certain betting positions. This means that if you’ve bet on that position, there’s a chance you could win up to 1,000x your stake. Overall Mega Sic Bo is a simple but thrilling table game.

Baccarat Live

Evolution’s Baccarat Live is one of the most classic versions of the game, and you can play at the mob-themed Windetta Casino. The key features of this game are the HD streaming, and luxurious look and feel of the gaming area. You can adjust the table view, use the chat feature to interact with your table mates, and even view other players’ moves. In addition to the usual bets, there are also some side bets you can place, like pairs.

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Is Live Dealer Baccarat Rigged?

When you play online baccarat at a licensed and regulated online casino, you can rest assured that the games have all been audited for fairness before being released. This testing is done by independent third parties, so it’s totally trustworthy.

Online gambling is highly regulated, and an online casino needs to adhere to very strict protocols in order to maintain their licenses, so although it might seem counter-intuitive, there’s actually far less chance of online games being rigged, than there is of land-based casino games being rigged. Of course, online casinos exist to make money, so baccarat and all other online casino games come with a built-in house edge, which is why people say “the house will always win”. That’s not to say that you don’t have a chance of a win though, because you definitely do.

Baccarat Bonus New Zealand

When you’re looking to sign up at a new online casino, it’s important to be aware of the best sign-up bonuses. The vast majority of Paysafe casino options have a welcome offer for new players, and this is a great way for you to play a free baccarat game online and ensure that you can boost your first deposit, and make the most out of your money. 

While not all sign up offers are valid on baccarat or punto banco, we’ll direct you to the very best ones, so that you can get started in style. Make sure you sign up for your new account via a link on this page to ensure that you’re eligible for the best bonus.

First Bet Safety Net Up To $1,000

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Types of Baccarat Casino Bonus

When you play at top online casinos, you can expect lots of regular bonuses, not just a sign up offer for new players. The best way to find out about these casino bonus offers is to check out the promos page on the website, or sign up for marketing emails to get them delivered straight to your inbox. It’s usually as simple as making a qualifying deposit or meeting another milestone to get your offer. These are some common baccarat promos to look out for:

Baccarat No Deposit Bonus NZ

If you find a no deposit bonus casino offer snap it up! These are rare offers that award you with a freebie before you even make a deposit with your own real money. You might get a few casino credits that you can use on a selection of games including baccarat, or slots players might get some free spins on top online casinos NZ games added to their account just for signing up. You may need to opt in to a promo like this, but usually you’ll just get it as soon as you log in for the first time.

New Zealand Baccarat Sign Up Bonus

It’s very rare to find a casino sign up bonus that’s dedicated just to baccarat, so it’s best to look for a general casino bonus that you’re able to use on live dealer or video versions of the game. The most common form of sign up bonus is a deposit match on your first deposit (or first few deposits), or you might get free spins, casino credits, or even a cashback offer as part of the sign up package. That's nothing better than playing free baccarat games. 

First Bet Safety Net Up To $1,000

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Baccarat Deposit Bonus New Zealand

A deposit bonus is simple - you need to make a qualifying deposit, which could be as low as $10 or $20, and then you’ll get a match up to a certain amount in casino bonus. For example, you might be able to claim a 100% match up to a total of $100 in bonus. It’s important to make sure that baccarat play is included in your bonus before you claim, as some online casinos exclude table games like baccarat from the bonus or from the wagering requirements.

NZ Baccarat Bonus Games

Free spins no deposit NZ usually apply to slot games or pokies, so it’s very unusual to find an online casino that hands out baccarat free games. It’s more likely that you’ll get free casino credits or free chips to use on baccarat. If a baccarat online casino gives you free games, you’ll need to use them on the specified slot games. If you have a win, the money will usually be credited to your account in the form of casino bonus funds, and you might be able to use this to play baccarat.

Baccarat Free Chips

Free chips are a special kind of bonus that’s made specially for live casino players. Free chips are essentially casino credits that you can go off and use on table games of your choice, including baccarat. You can think of these chips as being the virtual equivalent of the chips you’d play with in a real casino. To claim your chips, you might need to make a deposit, or you might get them just for signing up - that depends on the online casino.

Baccarat Cashback Online

Many online casinos award cashback to live casino players, so if you’re down after a certain period (usually a day or a week), you can claim back a percentage of your losses. This is a really popular baccarat promo, and some online casinos might even give you your full net loss back in the form of a casino bonus! You’ll be able to use your bonus to keep playing on baccarat, or other casino games of your choice. Some online casinos even refund losses in real, withdrawable cash.

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New Baccarat Casino Bonus

If you’re into baccarat, it’s a little more challenging to find a great casino bonus, than if you were a slots player. While almost all online casinos have a special offer for fans of online pokies, some casinos restrict the bonuses and exclude baccarat. To find the best casino app sites with great baccarat offers, you’d need to read the T&Cs for each online casino carefully. 

To take some of the hassle away from you, our team of Bookies.com experts will make sure that this page is updated regularly, so to find out about brand new baccarat offers, all you need to do is bookmark this page and come back whenever you’re looking for a new casino! Remember, when we update this page, we’ll include newly launched online casinos, as well as existing casinos that have new baccarat-friendly offers.

How to Play Baccarat Online for Real Money

Playing online baccarat is just as easy as playing baccarat in a real casino. It’s a game of chance, and you’ll be betting on the banker or the player to have a hand closer to nine, or you can bet on a tie. Depending on the variation of the game, there might be additional side bets, or extra gameplay mechanisms, so it’s a good idea to check the rules of the specific table before you start placing your bets.

In the standard version of baccarat, the banker’s hand will win 45.8% of the time, and the player’s will win 44.6%. You can use these odds to decide how you want to bet. The remainder of the odds will be that there’s a tie, and while this bet has a lower chance of winning, it will pay out more.

To play baccarat for real money, first sign up at an online casino using a link on this page, including any POLi Casino you find. You can then make a deposit to claim your sign up offer, and head to the live casino lobby to take your seat at the virtual table of your choice.

Payment Methods for Live Baccarat Casinos NZ

One of the best things about all of our top online casino NZ sites is that they support a range of payment methods that are convenient for players in NZ. You’ll even be able to deposit in NZD at almost all of the online casinos, so you don’t need to worry about the exchange ranges with Euro or USD. When you’re assessing online casino payment methods, you’ll want to look for casinos that don’t charge fees for deposits and withdrawals, plus casinos that process your transactions really quickly so that you’re not waiting around for your money.

Some of the most common payment methods for NZ players are bank cards, bank transfers, e-wallets, and cryptocurrency. All of these have their own pros and cons, so it’s important to consider whether you’re more concerned with fast transactions, anonymity, or simplicity before you deposit. You can add multiple payment methods to one online casino account, but it’s important to remember that many online casinos require you to withdraw using a method that has previously been used to deposit.

Bank cards are very popular because everyone has one. These transactions are fast and seamless, plus you’ll have the security of your bank behind you when you're using a safe and fastest payout online casino. One drawback to using bank cards is that withdrawals tend to take a few days to reach you. This is the same with bank transfers, plus bank transfers may require a higher minimum withdrawal. One way to avoid the delays is by using an e-wallet like Skrill, Neteller, or PayPal casino. You’ll need to be signed up with the e-wallet provider, and then you’ll be able to transfer money really easily to your online casino account. E-wallet withdrawals can be processed within just a few hours.

Not all online casinos in NZ support crypto payments, but some of the more modern ones do let you use Bitcoin, Litecoin, and others. Crypto payments require that you have money in your wallet, so that’s an extra step, but withdrawals are also quicker than bank cards, plus you avoid needing to give your card or bank details to the online casino.

Live Dealer Baccarat Bonuses Terms and Conditions

Before you claim any baccarat offers, the most important thing to do is check the T&Cs, as unfortunately some online casinos don’t allow you to use your bonus on baccarat. You’ll always find the terms on the promo page or in the bonus terms in the footer of the casino website, and while some terms are very similar across casinos, some vary, so it’s important to be totally aware before you deposit any of your real money.

Wagering Requirements

Wagering requirements refer to the amount of times you need to play through a bonus, deposit plus bonus, or free spins winnings before you’re eligible to withdraw. This can be as high as 35x or even 50x depending on the casino. It’s very important that as a baccarat player, you check the wagering requirements before claiming an offer, as some casinos exclude baccarat from contributing, or it might only count 10%, while pokies count 100%.

Time Limits

Before you claim an online casino, check if there are any time limits applied, so that you can make sure you claim and use the bonus before it expires! Some online casinos give you a specified amount of time to bag your bonus once you’ve signed up for your new account, and you might also have to use it and meet the wagering requirements within a certain time frame.

Win Limits

Win limits refer to the maximum amount you can win from a specific online casino promo. These limits are mainly applied to no deposit offers, but some deposit bonuses also have win limits. You can always see the win limit in the T&Cs of the promo, and while there’s nothing you can do to avoid it, you should be prepared to forfeit any winnings over the limit.

Game Restrictions

Game restrictions are probably the most important condition for you to be aware of, as a baccarat player. Many online casinos don’t allow you to use your bonus funds on baccarat or any other live dealer game, so before you claim you’ll need to check which games are valid. Some online casinos don’t allow you to use your bonus on live dealer games, but you will be able to use winnings at your favourite tables.

Withdrawal Limits

Withdrawal limits usually apply to the online casino as a whole, rather than the individual bonuses, but it’s still worth checking. Most casinos apply a limit to the amount of money you can withdraw either in a single transaction, or within a period of time like a week or a month, and although this is usually in the thousands, there’s always a chance that you’ll have a really big win and need to withdraw more. In most cases, you can get in touch with the support team to request a larger withdrawal, or if you’re a VIP, your limit will probably be enhanced.

Is Playing Online Baccarat for Real Money in New Zealand Legal

If you’ve never played baccarat at a NZ online casino before, you might be wondering whether or not it’s legal to do so. The simple answer is yes! Although New Zealand doesn’t currently license its own online casinos, players located in NZ can sign up and play at trustworthy offshore casinos. The first thing to do is to make sure that the casino you’ve chosen holds a license from a trustworthy body like the Malta Gaming Authority. This is how you know that all of the games have been tested for fairness, and that the full online gambling experience is totally safe - from your financial transactions to your personal data.

When an online casino holds a license, it means that they can offer a whole range of online gambling options, like pokies, table games, and live dealer games including baccarat, so you can rest assured that playing is totally legal.

Baccarat Online FAQs

How to play baccarat?

Baccarat is a game of chance. You don’t need any special skills to be able to play. The aim is to bet on whether the banker or player will have a hand closer to nine, or you can bet on a tie. To play online, sign up for your online casino account through a link on this page.

What is online baccarat?

Online baccarat can take two forms - a virtual version where you’re playing with the computer and Random Number Generator are used, or a live version where you’re playing with a real dealer and tablemates, in a way that emulates the real casino environment.

How to play baccarat online?

To start playing online baccarat, first create your online casino account, then make a deposit to claim your special welcome offer. You can then select the blackjack table you want to play at, place your bets, and wait to see the cards that you’re dealt.

How to win at online baccarat?

You can win at baccarat by correctly predicting whether the banker or player will have a hand closer to nine, or if there will be a tie. Depending on the table where you’re playing, there might be some side bets that have different odds and a chance of a bigger win.

How to play real money baccarat online in New Zealand?

Playing online baccarat for real money is as easy as signing up for your online casino account, making your first deposit, and heading to the baccarat table of your choice. Once you’ve taken your virtual seat, place your bets and then wait for the cards to be dealt.

How to deal baccarat?

When you play online baccarat, you don’t need to worry about dealing, as the computer or the live dealer takes care of this. Once all bets have been placed, the dealer hands out one card to the right, and then one to the left, until each hand has two cards.

Can baccarat be beaten?

Baccarat is largely a game of chance, and just like any other casino game, it comes with a house edge, so that the casino always wins in the long run. However, you do always have a chance of a win each time you play.

Are live baccarat dealers real?

When you play at tables from reputable online live casino providers like Pragmatic Play, Evolution Gaming, and Ezugi, the dealers are being streamed in HD and real time from the providers’ special studios. You can watch their actions unfold directly on your device, and even chat to them while you play.

Can you trust online baccarat?

As long as you’re playing at a reputable online casino like the ones we recommend on this page, you can definitely trust the baccarat games. Games are thoroughly tested and audited before being released, so they are always completely fair.

How many decks are used in online baccarat?

The number of decks used in baccarat games varies depending on the variation of the game, but in general most versions use either six decks or eight decks. Be sure to check different sites to find the right variation for you.

Where is the best place to play online baccarat in NZ?

There are lots of different NZ online casinos where you can enjoy a whole host of baccarat games, and the one you choose will depend on what you’re specifically looking for. Some of our recommendations include Quick Win, Winawin, and LeoVegas.

About the Author

Farah Barry for Bookies.com
Farah Barry
Farah is an online casino expert, having worked with one of the UK's biggest gambling brands, before turning her attention to freelance writing. When she's not writing about all of the latest casino and slot releases, you'll find her planning her next trip to Las Vegas.