Best Acca Insurance Offers for UK Punters in April 2026

Q: How does an acca insurance offer work?

Customers go ahead and place an accumulator on sports such as football, tennis or NFL. You make sure that you have the specific number of selections and the minimum odds. You can then cheer on your selections and, if one leg falls short, then a betting site will refund your stake as a free bet.

Q: What is 5 plus acca insurance?

If you see five-plus acca insurance, that tends to refer to an accumulator bet that needs to have a minimum of five selections. There is nothing to stop you having a smaller number of picks, but you won’t be eligible for the acca insurance on that front. Alternatively, there’s generally no max when it comes to selections.

Q: Which bookies do acca insurance?

You will see that several bookies have acca insurance, with William Hill, Ladbrokes, Betfred and BOYLE Sports among the betting sites that provide customers with this concession. These offers all differ slightly, but they work along similar lines and pay out if one leg lets you down.

Q: Why do bookmakers offer acca insurance?

Bookmakers offer acca insurance to encourage loyalty from customers. If you know there’s a safety net of money back on accumulator bets, then you might be more likely to choose a bookmaker where you can get stake refunded if you hit the post.

Q: Does acca insurance apply to all accumulator betting markets?

The accumulator betting markets that form part of an acca insurance offer depends on the bookmaker. You can usually expect to find popular markets such as Full-Time Result and Both Teams to Score to be included as part of the promotion, and there aren’t too many restrictions.

Q: Can I place an acca with more than 5 selections?

Yes. There’s nothing to stop you loading up an acca with more than five selections. While acca insurance bookmakers stipulate five selections or more, there is generally no maximum amount of legs, although they’re obviously more risky as you add further picks.

Q: Is there a minimum deposit required?

Every bookmaker has a minimum deposit in place for various payment methods. When it comes to acca insurance, there isn’t a specific minimum deposit required, and customers are able to place acca bets from as little as 50p and still benefit from this promotion.

Q: Does Bet365 have acca insurance?

bet365 doesn’t currently have acca insurance, although it does allow customers to enjoy an accumulator boost. This means added winnings on top of a successful acca. The percentage of extra winnings depends on the number of legs that are included in your multiple bet.

Q: What is Betfred acca insurance?

Betfred acca insurance is a football money back promotion where customers are able to earn their stake back if one selection in their football accumulator lets them down. This is an acca insurance offer that applies to a wide selection of markets, and it’s worth checking out.

Matthew Glazier Updated: Apr 16th, 2026 |

Fact Checked By Mark Fordham

Welcome to our page devoted to acca insurance bookies and the best acca offers that come with them. We explain how this acca insurance promotion works and how customers can use an acca insurance offer to their advantage at top UK betting sites.

TL;DR - Best Acca Insurance Betting Sites UK 2026

What is acca insurance? Acca insurance is a promotion where your stake is refunded - usually as a free bet - if exactly one leg of your accumulator loses and all the others win. It's available as both a new customer offer and an ongoing promotion for existing customers at most major UK bookmakers, and is particularly common on football accumulators.
Key terms to check: Minimum number of selections (typically 5+), minimum odds per leg (commonly 1/5 to 1/2), eligible sports and markets (football is most common; some sites extend to other sports), maximum refund amount (usually £10–£25 regardless of your stake), whether the refund is paid as a free bet or cash (cash is rarer but more valuable) and whether opt-in is required.
Acca insurance vs acca boost: Insurance refunds your stake if one leg fails; a boost enhances your winnings if all legs win. Some bookmakers offer both - we recommend checking which is available at each site before placing, as some also offer acca edit features that let you swap out a selection before the final leg settles.
Our tip: If you're already placing regular accumulators, acca insurance is pure upside, but always read the qualifying terms carefully before placing.

There are a number of acca insurance betting sites now giving you a money back option should one leg of your acca bet let you down. In this article, we answer the question that is 'what is acca insurance?' We also highlight the best acca offers so you know where to visit should you want to place a bet with an acca insurance offer. Readers will benefit from using betting sites that offer horse and football acca insurance on accumulators.

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