Best Acca Insurance Offers for UK Punters in April 2025

In this article, we answer the question that is 'what is acca insurance?' We also highlight the best acca offers so you know where to visit should you want to place a bet with an acca insurance offer. Readers will benefit from using betting sites that offer horse and football acca insurance on accumulators, considering that multiple bets regularly fall short by one selection.

Best Acca Insurance Offers from Trusted Betting Sites

Accumulator bets are fun but risky- so many variables mean it can all come crashing down on you, but this is part of the excitement for many punters at UK betting sites. Play to win big or go home! You could also find that some betting sites will provide an acca promo code to get on your acca insurance bonus betting journey. This is particularly the case before the start or during any new Premier League season, otherwise known as acca season!

Some of our best sports betting experiences come from football accumulator betting but also some of our biggest regrets. One leg doesn’t pan out as planned and all is lost - but maybe not. Acca insurance offers introduce a new twist that is certain to be of interest to you when placing an acca bet and people are sure to be interested when filling out their fancies for big race meetings such as the Grand National and Cheltenham Festival or for their regular weekend Premier League accas with the help of our daily horse racing tips or football betting tips!

What is Acca Insurance?

Bookmakers recognise the delicate balance involved in getting accumulator bets just right and have decided to throw punters a valuable lifeline! Acca insurance provides you with a way to get your accumulator stake back as cash or a free bet refund if one of your selections does not win. This is a popular offer at football betting sites, but it is available on other sports too. For instance, NFL acca insurance can be found at a number of the best new betting sites as the sport continues to increase in popularity around the country. 

This is a really useful consolation deal from the best accumulator betting sites that can ease the disappointment of your acca betting falling through because it lets you have another acca for free, or a chance to get your money back from the bookie with these great acca offers. Be aware of the terms and conditions that tell you how long free bets valid remain from an acca bonus. At some betting sites you are given the choice between availing of acca insurance or an acca boost, where you will be given extra money on top of winning accas, with the percentage boost depending on the number of legs in the acca.

Best Acca Insurance Offers and Free Bets Offers for 2025

When signing up for a new betting sites with acca insurance in mind, it’s also important to choose any that have great free bet offers for you to claim. All of the brands listed on Bookies.com have great new customer offers betting fans can take advantage of. Here is a list of the best bookies with acca insurance deals and best bookies for accumulators and bet builder sites.

Coral Acca Insurance

Coral doesn’t currently offer acca insurance, although this is something that it has previously run but replaced it with some other quality promotions. For example, the Football Super Series and Racing Super Series competitions are free for customers to enter and allow you to compete for cash prizes. There is also The Rewards Grabber along with Racing Bet Bundles and Football Bet Bundles available when using a Coral bonus code offer.

William Hill Acca Insurance

William Hill's Acca Freedom promotion is one of the best acca insurance offers. Customers are able to choose either an acca bet boost or insurance on their accumulator bet. For the latter - William Hill 5 team acca insurance - you need to select at least five legs, and it applies to all sports except for horse racing and greyhound racing. Each selection must be priced at 1/5 (1.20) or bigger, and the maximum free bet you can receive from a William Hill promo code offer accumulator is £20.

Acca Insurance Betfred

The Betfred sign up offer is not one to be missed, and its acca insurance is one of the best in the business for football acca insurance work. This bookmaker allows you to place a pre-match accumulator on games from selected leagues, with your stake back as cash if one leg lets you down. The maximum refund at Betfred offers is £10, and each selection must be priced at 1/2 or bigger, with this applying to a selection of markets including Full-Time Result and Both Teams to Score. Betfred has a fantastic welcome offer that includes two £10 acca free bets alongside three £10 free bets for a £50 free bet haul when you sign up with the promo code BETFRED50 and bet £10.

Ladbrokes Acca Insurance

It’s worth checking out the Ladbrokes sign up offer if you are looking for acca insurance if you enjoy betting on football. Along with the chance to boost and track your accumulator bet, you can also benefit from money back as a free bet if one leg lets you down. This applies to your first acca of the day and includes all the popular markets, with customers needing to have combined odds of at least 3/1 before getting the green light to enjoy acca insurance at Ladbrokes. They are also one of the few betting sites with minimum deposit of £5 relating to their sign up offer. Something to bare in mind when searching deals.

Bet365 Acca Insurance

Although there is no acca insurance currently available at bet365, this is still one of the most popular bookmakers for football and tennis accumulators and is seen as one of the top UK betting sites for accumulators. This is because you can earn up to 70% extra on your acca bets when wagering on these sports. The Accumulator Bonus at bet365 UK applies to multiple bets with two or more selections and the size of the bonus depends on the number of legs.

BetVictor Acca Insurance

A BetVictor sign up offer can help you get started at this site that doesn't currently have acca insurance, although this is still one of the best bookmakers for accumulator bets. It is a betting site that offers great odds, and you can be part of the BV Loyalty Club where a weekly free bet can be earned. Simply place at least five bets in the space of the week and receive a free bet based on your average stake from BetVictor.

BoyleSports Acca Insurance

The BoyleSports sign up offer is a great start with this site that really comes to the table with its Acca Rewards promotion, which allows customers to either boost their accumulator by up to 100% or alternatively insure their bet. The great news is that this applies to the majority of sports, and you simply need to include five selections at odds of 1/5 or bigger. There’s a maximum bet refund of £20 per free bet accumulator from BoyleSports, and the free bet credits stake is available quickly with this acca insurance offer.

BetMGM UK Acca Insurance

While this US betting giant doesn't have an acca insurance offer to speak of, you can still get a good deal when putting an acca on with BetMGM UK. This is because of the operator's Golden Acca promotion, where you will receive a profit boost on all accas with at least three legs so long as the odds on each leg are 3/10 or larger, with the profit boost increasing the more legs you add into the acca.

Acca Insurance Offers and Minimum Number of Selections

Remember to check the terms as minimum selections are often required in order to take advantage of an acca (parlay) insurance promotion. At least five selections to qualify is pretty much the norm these days.

This means you need to select five teams or more for your football acca. Usually, there’s no maximum limit but remember you’ll only qualify for the Acca Insurance offer if one result lets you down, not several - this is the deal.

How We Choose the Best Acca Insurance Bookies

There are a lot of factors that go into choosing the best acca insurance betting sites, which can all be found in the list of betting sites on this page at Bookies.com. Here are the main factors that goes into our decision-making process.

• Minimum Odds and Selections: We are looking for the least number of selections required to trigger any acca insurance, so that you can get the most bang for your buck. Speaking of which, we also want to ensure that the minimum odds for each selection of an acca is at acceptable level for us to ensure you can have all of the picks you would like in your Premier League acca.
• Variety of Sports: Ideally, the best betting apps will have a number of different sports that acca insurance will be available on. Yes, we expect Premier League and other football leagues to be covered, but we also want them to be the best tennis betting sites, UFC betting sites, cricket betting sites, golf betting sites and more.
• Free Bets Conditions: We all know free bets are coming once your acca insurance has kicked in, but we want to be able to have a number of days to use them rather than the free bets expiring after on a day or two.
• Variety of Payment Methods: We know that people like to have a wide range of available payment methods to suit all needs, from the more traditional Visa or bank transfer, to more modern options, with the likes of Trustly betting sites and Apple Pay betting sites among the popular choices. We are always on the lookout for the fastest withdrawal betting sites possible, so you can collect your acca winnings quickly, which is also the same when looking out for the best online casinos.
• Live Streaming: Once you have put in your accumulator, the last thing you will want is to not be able to see the action, particularly if you've placed one with one of the best horse racing betting sites. That's why it's great if you can find betting sites with live streaming to watch your winning acca come in, particularly when you've used Cheltenham free bets.
• Cash Out: If you're put a five-fold on and you've seen three of them come and you're starting to feel a bit shaky on the last two picks, you will want to be able to cash out your acca early to get some profit. Luckily the best online betting sites with cash out are plentiful these days, so you'd have to go far to find a site that doesn't offer it.
• Best Odds Guaranteed: Getting value for your winning accas is extremely important, whether you're placing it on football, horse racing or any other sport. In racing, you can ensure you get such value by searching out best odds guaranteed bookies, which will ensure that you will be paid out winners at the starting price or the original price you took, whichever is bigger. This is especially great when betting on the biggest meetings. Find the best Cheltenham free bets with Bookies.com.
• In-Play Betting: Over the last few years, betting on action live has become increasingly popular, particularly for sports that have regular breaks in play such as football, tennis, golf and darts. The best in-play betting sites will have you covered for all of these sports and also the likes of horse racing to supplement any of your acca betting.

Acca Insurance Requires Minimum Odds

So, what’s the catch you might ask- well, this is it. There’s a minimum odds requirement with each acca selection when it comes to qualifying for Acca Insurance.

These odds vary per bookmaker, some require that each selection needs to be 1/5 (1.20) or more. This leaves you with nice scope to pick some short-priced games. Others however, set the bar higher and ask that each selection be 1/2 (1.50) or more. Even still, this is a low minimum odds requirement.

A clever approach might be to include a few short-priced options just above the minimum odds required and then add in a bigger-priced selection, hoping that this will be the leg that fails and triggers your Acca Insurance feature. As long as your acca bet qualifies for the promotion, you can do a few calculations to make it work for you.

Be aware, some bookmakers will state that the overall accumulator odds must reach a certain value such as 4/1 (5.0) or bigger in order for you to be eligible. Pick your selections, add them to the bet slip and the Acca Insurance eligibility criteria will likely be displayed.

Restrictions Apply - Specific Sports & Leagues Only

Bookmakers are a savvy bunch and are well aware of punters attempts to make the most of a promo! You’re therefore unlikely to be able to load up an accumulator with selections from division 4 in Slovenia! Acca Insurance promotions will be restricted to certain football leagues, have a read of the terms and conditions.

Generally, the most popular football leagues and those which bookmakers feel the most confident about are the markets where you’ll find Acca Insurance. This shouldn’t come as a surprise.

Football competitions include:

• ⚽ Premier League
• ⚽ La Liga
• ⚽ Bundesliga
• ⚽ Serie A
• ⚽ Ligue 1
• ⚽ Champions League
• ⚽ Europa League

Acca Insurance can also be found in other sports such as basketball or cricket. With tennis betting sites, NFL betting sites darts betting sites, getting in on the action, with league and union usually available from rugby betting sites. 

Bookies like to include it to make themselves attractive to a wider customer base. The best acca insurance bookies and betting sites will also provide price boosts on accas. For instance, you might get an acca boost of up to 70% with some Apple Pay betting sites depending on the number of legs in your chosen acca.

Watch Out for the Maximum Acca Insurance Limit

Limits apply so there is only so much you can get back with Acca Insurance. You’ve lost your bet, you are supposed to lose money. So, only a percentage of your loss can be gained back.

So, it pays to keep an eye out for a maximum amount limit- you’ll find this in the promotion terms and conditions. You may find, instead of cash, your stake gets returned as free bets, likely up to a £10 or £20 limit.

There might also be a time limit. This means if you are fortunate enough to get your stake back after your qualifying bet met the criteria, you may have to use it within three days, or you miss out - a case of use it or lose it!

Acca Insurance and the Most Likely Football Markets

Accumulator bets are popular as the potential to win big is attractive. Most of these bets focus on the Full Time Result market and punters look hard at these markets.

You’ll find football acca insurance offers nearly always apply to the Full Time Result market- but some bookies offer it with accumulators on markets like Draw No Bet and Both Teams to Score, Over/Under 2.5 Goals.