Best Online Casino Payment Methods for NZ Players in July 2025

Farah Barry

There’s one crucial step you need to complete before you can start playing your favourite casino games at NZ gambling sites: you have to make your first deposit. With most sites offering a whole lot of options like bank cards, e-wallets, and even crypto, how can you decide which online casino payment method is best for you?

We’ve created a full guide to everything you need to know about online casino payment methods. From fees, to bonus eligibility, to how well each of them works on mobile. We’ll also tell you about some of the best online casino NZ sites where you can use these payment methods, plus we’ll let you know how to claim your bonus when you sign up.

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Best Online Casino Payment Options NZ

All of the best casino apps and websites offer lots of different payment methods for you to choose from. The specific method you decide to use will depend on your unique preferences, for example some players might prefer a mobile-first option, while others are more focused on fees or bonus eligibility. Remember, you can use multiple different methods at online casinos, so feel free to change if one option is more suitable for a specific transaction.

We’ve put together a list of some of the best online casino payment methods that are commonly accepted at NZ casinos, so you can decide which one works for you.

Visa

Bank cards are one of the most popular ways to deposit and withdraw at NZ online casinos. Most people in NZ already have a Visa card, so you won’t need to set up any additional accounts, and making deposits and withdrawals is just as easy as buying anything online. You can also expect the highest possible levels of security, as you’ll have the protection of your bank.

If you want to claim your casino bonus NZ players can almost always use Visa cards, whereas certain other payment methods like e-wallets may be excluded. Visa casinos are easy to find, as almost all NZ gambling sites accept this payment method.

Mastercard

Mastercard casinos are very similar to Visa casinos, in that you can deposit funds and withdraw money in a quick, convenient way, similar to making any other online transactions. Occasionally, you might be charged some fees for Mastercard withdrawals, but they’re usually only a few dollars, so that shouldn’t put you off. Some NZ online casino sites don’t accept withdrawals via Mastercard, and in general withdrawals can take about three working days, whereas with Visa cards it can be a few hours.

Bank Transfer

Bank transfer casinos are widely available in NZ, but you might want to think twice before you use this online casino payment method. While bank transfers are secure and easy to use, the most important thing to remember here is that bank transfers may take several days to clear. This applies to both deposits and withdrawals and it largely depends on the timelines on your own bank. At most online casinos, the minimum deposit and withdrawal amounts are higher for bank transfers (for example $50) and you might also be charged a flat fee each time.

Apple Pay

Apple Pay is one of the best payment methods for iOS users at online casinos. If you have an iPhone or iPad, it’s almost certain that you’ve used Apple Pay before, so you’ll understand just how convenient it is to not have to enter your bank card number and other financial details every time you want to deposit. You can simply select the card you want to use, and approve the transaction within seconds, using FaceID.

Apple Pay casinos are a good option because the money comes directly from your bank account, so you don’t need to set up an additional e-wallet. Deposits tend to be quick and there are no fees, but not all online casinos allow withdrawals via Apple Pay.

Google Pay

If you’re an Android user, you can use Google Pay to deposit at your favourite online casino. All deposits via Google Pay are instant, and the method is very secure because you don’t need to share your bank details with the casino. Encryption is used to protect your personal details, so you don’t need to worry about any security issues. Like Apple Pay, Google Pay can’t always be used for withdrawals, but it’s a good option for quick deposits.

It’s worth noting that Google Pay casinos might have maximum deposit limits, which might be lower than for other methods like bank cards or crypto. You shouldn’t be charged any fees for using Google Pay to deposit. 

Cryptocurrency

You don’t necessarily need to be a major crypto expert to use popular currencies like Bitcoin, Litecoin, or Tether to make online casino deposits. A whole lot of sites in NZ now accept crypto and it’s one of the safest and most anonymous ways to top up your casino account. Minimum and maximum deposit amounts tend to be very flexible, unlike some of the fiat currency options, and you won’t usually be charged any fees for secure transactions.

Best of all, cryptocurrencies allow for fast withdrawals, often within a few minutes. Crypto casinos also tend to offer really big deposit bonuses for new players, and in general we find them to be a bit more modern than traditional online casino sites.

PayPal

If you want to make safe and secure deposits using one of the most trusted e-wallets in the world, then PayPal casinos are an ideal option. You’ve probably used PayPal in the past, as it’s one of the most popular ways to transfer money to friends and family, as well as to online retailers like casino sites.

You can link up PayPal with your bank account to make transfers totally seamless, but as deposits and withdrawals work via your PayPal account, you don’t have to share your bank details with the casino. PayPal deposits and withdrawals are generally quick and there are no fees.

Paysafe

Paysafe is a prepaid card option, where you can purchase a card either online or at a retail outlet, and top it up with an amount of your choice. You can then use your paysafecard to fund your online casino account, without having to share any personal details like your bank card or account number with the casino site. paysafecard is ideal for making small deposits, but doesn’t support transfers of thousands of dollars at a time.

Paysafe casino deposits are instant, but the only issue is that you won’t be able to use your prepaid card to withdraw, so you’ll usually need to opt for a bank transfer.

Skrill

Skrill is one of the top online casino payment options, because this e-wallet has largely been developed with the gambling industry in mind. That means that it delivers exactly what players need - a simple, mobile-friendly solution for adding money to online casino accounts, without having to share your banking details.

Skrill casinos usually don't charge any fees, and both deposits and withdrawals can be instant if the casino allows. One drawback is that Skrill might be excluded from claiming online casino bonuses, so you might want to check this in advance.

POLi

POLi is an online payments solution, made specifically for customers in Australia and New Zealand. POLi allows you to make direct online payments using a secure banking portal, without having to use your banking details on the casino site. POLi comes with high levels of security and works with all of NZ’s top banks, so you can be assured that this payment option is totally safe to use.

There are some small fees charged, but they’re usually capped at $3. POLi casinos aren’t as common as other reliable payment methods like bank cards, but we're seeing more and more casinos accept this option for deposits, but not withdrawals.

NZ Sites with the Best Casino Payment Methods

We’ve put together an NZ online casinos list, featuring all of the best sites where you can sign up now. We’ve done an analysis of all of the available payment methods, so we’re certain that all of the major ones are available at each of these sites.

All of our NZ casino sites have a special welcome offer for new players, for example you might get free spins or a deposit match. The best way to make sure you can claim your offer is by signing up for your account via a link on this page at Bookies.com.

Winsane

Winsane is home to a great selection of online pokies, from hugely popular titles like Gates of Hades and Sweet Bonanza 1000, to bonus buy games, new releases, and so much more. There’s even a jackpot prize pool that can reach up to eight figures. As a brand new player, you can bag a welcome offer of up to $1,800 in bonus cash, as well as 50 free spins.

All deposits at Winsane casino are instant and there are tons of methods to choose from, including bank cards, Skrill, Neteller, MiFinity, Jeton, Apple Pay, and crypto options like Bitcoin, Ripple, Tether, and Ethereum. Most withdrawals are also instant, but there are fewer options - bank transfer, selected e-wallets, and crypto. There are no transaction fees, no matter which method you use.

BetVictor Casino

The welcome offer for new players at BetVictor Casino is a deposit bonus of up to $1,500, plus 200 free spins. You can enjoy all of NZ’s favourite pokies, including Big Bass Bonanza and Gates of Olympus 1000, plus there are huge progressive jackpots of up to seven figures, and lots of exciting table games and live casino games.

BetVictor offers plenty of casino payment options like bank cards, bank transfers, Apple Pay, Google Pay, Skrill, Neteller casino payments, cryptocurrencies, and POLi. All deposits are instant, and withdrawals can take between one and three days for e-wallets or crypto withdrawals, and up to 10 days for bank transfers. BetVictor notes that some banks don’t allow Visa or Mastercard withdrawals, so you might need to use a bank transfer.

Sushi Casino

If you’re looking for a casino site with a fun theme, this might be the perfect one for you. The site is home to a delicious range of games including jackpots like Coin Volcano and Wild Wild Riches, live casino games like roulette and blackjack, and new pokies. Sushi Casino will give you a welcome package of up to $1,800 in bonus cash plus 50 free spins to help you kick off.

Some of the best online casino payment methods at Sushi include Visa, Mastercard, Jeton, MiFinity, Skrill, eZeeWallet and Apple Pay, as well as a whole lot of cryptocurrencies. We were pleased to see that deposits and withdrawals are processed instantly, and that you don’t have to pay any fees.

CashWin

This modern online casino boasts a great selection of games, including the progressive jackpot pokies in the Mega Moolah series. You can also enjoy exclusive live casino tables made just for CashWin players, plus bonus buy pokies and all of the latest releases. The welcome bonus at CashWin Casino is similar to some of the other sites on our list. You’ll get a welcome package of up to $1,800 plus 50 free spins.

CashWin is a crypto casino, so some of the most popular payment methods include Bitcoin, Cardano, DogeCoin, and Ethereum. You can also use fiat currency options like Visa, Mastercard, Skrill, Apple Pay, or paysafecard. Both deposits and withdrawals tend to be instant and there are no processing fees.

RTBet Casino

You’ll get started at RTBet Casino with a 100% welcome bonus up to $1,000 plus 200 free spins and a go on the Bonus Crab, where you might be able to bag another freebie. We were impressed to see that this site offers a full range of gambling options including pokies, live casino games, and sports betting. We’d recommend trying out some of the exclusive pokies like Club Cabana or Brain Washed.

A few of the best online casino payment options at RTBet include Visa and Mastercard bank cards, Skrill, Neteller, bank transfers, and crypto options like Bitcoin and Ethereum. The minimum deposit amount for all methods is $10 and withdrawals to e-wallets and crypto methods generally take 24 hours, while bank cards can take up to five days.

How We Rate Casino Deposit Methods

We only want to recommend the very best and most secure online casino payment options, so there are a few different factors we use to assess them. Some are obvious, for example security and speed, but you might not be aware that certain international payment methods are better for bonuses than others! Here’s what we look for.

Processing Speed

Whether you’ve just signed up at a new online casino and you want to make your first deposit, or you’ve gotten lucky at your favourite gaming site and you’re ready to cash in your winnings, speed is super important. Most casino payment methods support instant deposits, but many have a processing time for withdrawals.

Cryptocurrencies and e-wallets are the best option for getting your withdrawal as soon as possible, as both support instant withdrawals. Bank card payments tend to take about three days and bank transfers can be even longer, so we rarely recommend using a bank transfer.

Deposit Fees

The last thing you want is to have to pay extra money to deposit into your online casino account. Unfortunately, some payment methods do charge small fees, so we always take this into consideration before recommending a payment method or a casino. The most common method that charges fees is bank cards, and this might depend on your specific bank. Fees can range from about 1% to 3%, and they tend to be capped at a few dollars.

Withdrawal Availability

While most online casino payment methods are valid for both deposits and withdrawals, there’s one main exception: pre paid cards. You can deposit real money using paysafecard, but you won’t be able to use it to withdraw your winnings. Some online casinos require withdrawal method to be the same you used to make the original deposit, so it’s usually more convenient to opt for methods that accept withdrawals, otherwise you might need to do a bank transfer to get your money, which takes extra time.

Minimum Deposit / Withdrawal

Ideally, we want to see low minimum deposit and withdrawal amounts when we do our online casino reviews, as newer players might only want to deposit $10 or $20 at a time. In general, most payment methods support whatever limits are put in place by the casino site, but a few of them set their own limit.

For example, bank cards tend to be the most flexible, so if a casino site allows $1 deposits, you’ll usually be able to use your Visa or Mastercard. Crypto is also a good option for small deposits and withdrawals, as the amounts might different depending on the specific crypto coin you’re using. Bank transfers, on the other hand, tend to have higher minimum deposit and withdrawal amounts, often $50 or even $100.

Maximum Deposit / Withdrawal

If you’re a high roller looking to make a big deposit, it’s important that your chosen online casino payment option can support it. We take a good look at  the maximum deposit and withdrawal amounts before we recommend a payment method, and ideally we want to see limits in the thousands rather than hundreds of dollars. Certain methods like paysafecard are better suited to smaller deposits, while cryptocurrencies and bank transfers work well for larger deposits at most online casinos.

Security

Security is one of our biggest priorities, so we only ever recommend online casino payment methods if we’re totally sure they offer high levels of security. This is why we tend to focus on well known payment providers like bank cards, PayPal, Skrill, Neteller, and reliable cryptocurrencies. We favour options like bank cards and bank transfers, where you’ll have the support of your bank if there are any issues.

We make sure that the payment methods at $10 deposit casino sites have good customer support, features like encryption and Two Factor Authentication, and fraud detection, so that you can enjoy total peace of mind.

Mobile Availability

You can be certain that all of the best online casino payment methods can be used on both desktop and mobile, but some are actually made for mobile use. We’ll never recommend a method that offers a poor user experience on mobile, but we have a few specific options in mind if you’re playing on your phone, for example Apple Pay and Google Pay. Just remember, these are restricted to certain devices (iOS or Android respectively).

We also tend to recommend digital payment methods like e-wallets and crypto, which are very mobile-friendly. For example, you can approve e-wallet online casino transactions in seconds, from your phone.

Eligible for Casino Bonuses

You might get lucky and find a free spins no deposit NZ offer, but more often than not you’ll need to make a deposit before you can claim your bonus. Certain payment methods like e-wallets are less likely to be widely accepted for claiming promos, because casinos tend to exclude them to try to prevent bonus abuse.

Other methods like bank cards are almost always accepted, so we went to recommend them over other options. Some casinos even offer a bigger bonus if you deposit using crypto rather than a fiat currency payment method.

NZ Casino Payment Methods Overview

Top online casinos NZ players can access usually offer a range of different payment methods, so you can choose the one that works best for you. To help you make up your mind, we’ve put together a quick summary of the key features of each option.

Payment methodDeposit timeWithdrawal TimeMin Transaction
VisaInstantUp to three days$10
MastercardInstantUp to three days$10
Bank TransferInstantUp to seven days$50
Apple PayInstantNA$10
Google PayInstantNA$10
CryptocurrencyInstantInstant to a few minutes$10 - $60
PayPalInstantInstant$10
PaysafeInstantNANA
SkrillInstantInstant$10
POLiInstantNANA

NZ Online Casino Payment Methods FAQs

Are online casino payment methods safe?

Not all online casino payment methods are safe, but the ones we list on this page definitely are. All of the options that we recommend offer high levels of security thanks to encryption and other measures, and many of them work with your bank for extra protection.