Army-Navy Game Best Bets: Midshipmen Pull Rank Over Cadets In Polls

Army and Navy meet for the 126th time Saturday with the Commander-in-Chief’s Trophy – and plenty more – on the line. Our Army-Navy Game Best Bets preview this most American of college football games. Kickoff is 3 p.m. ET on CBS from M&T Bank Stadium in Baltimore.
Army-Navy stands alone as the only FBS game on Saturday afternoon. Bowl season begins later that night when Boise State meets Washington in the LA Bowl.
No. 22 Navy (9-2) enters as a 6 to 6.5-point favorite after the line opened at -4.5 and surged early in the week. The total sits between 38.5 and 39.5, depending on the sports betting app.
Both teams are already bowl-bound. Army (6-5) heads to Boston in two weeks to face UConn in the Fenway Bowl. Navy travels to the Liberty Bowl in Memphis to meet Cincinnati. First, though, comes the only game that matters for both service academies: “Beat Army” or “Beat Navy,” depending on the uniform.
Navy leads the all-time series 63-55-7 and is coming off a 31-13 win at Northwest Stadium in Landover, Md. The teams have split the previous six matchups played in Baltimore.
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What To Expect While Watching Army-Navy
Navy QB Blake Horvath drives the Midshipmen offense with a legitimate passing threat and enough quickness to keep defenses honest. Navy ended the regular season ranked in the Top 25 and even flirted with a possible “Group of 5” path to the College Football Playoff. Their final 9-2 record fell short of the Committee’s criteria, but Navy remains one of the highest-profile non-power programs in the country.
Navy joins Tulane and North Texas in the final AP Top 25 as representatives from the American Conference. All three teams finished in a three-way tie atop the league. Tulane earned the CFP Committee’s lone ranking, while North Texas beat Navy head-to-head – a testament to the overall strength of Navy’s schedule.
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Army averages 22.8 points per game, more than many traditionally expect from the Cadets’ offense. If Army can move the ball and generate a couple of explosive plays against Navy’s defense, this matchup could offer more scoring than usual.
Offense should not be an issue for Navy. Horvath brings a high-tempo rhythm that forces opposing defenses to chase all game. Expect Navy to control the clock, extend drives, and try to neutralize Army’s ground attack. Army’s defenders will need to lean into all that P.T., because they’ll be running from whistle to whistle.
As always, this rivalry is soaked in intangibles: turnovers, momentum swings, and the weight of history often shape the outcome. That’s Army’s clearest path as the underdog. Win field position. Limit Navy’s big plays. Force a turnover or two. Keep the game tight.
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Army-Navy Game Best Bets & Picks
Buzz: Navy holds the advantage on both sides of the ball, and the line movement reflects that. But 6.5 points is a big ask in this rivalry. Expect a competitive game with limited possessions and a familiar slog on offense. That points us toward the underdog – and the under. Either way, America emerges as the big winner here.
Best Bet: Under 39.5 Points (-120) – Hard Rock Bet via OddsJam
Best Bet: Army +6.5 (-115) – FanDuel via OddsJam
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